Ryland

4.875% (5.239% APR) 30-Year Fixed-Rate Financing!

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Annual Percentage Rate of 5.239% calculated from a full-term 30-year standard FHA loan at a 4.875% interest rate and a purchase price of $200,000. The first and second year interest rate is 3.875% with years 3-30 at 4.875%. Requires 3.5% down payment. Does not include taxes, insurance or HOA dues. Buyer may be responsible for some closing costs. Certain credit restrictions apply. This offer is available only if Buyer obtains a loan through Ryland Mortgage Company. Buyer may finance via any qualified lender but will not be eligible for this offer. Offer only available on quick move-in homes to close by 1/16/2009. See a Ryland Sales Counselor for details and restrictions. Prices and plans are subject to change without notice. ©2008 The Ryland Group, Inc.